Albright College Athletics

Albright College provides a secondary insurance plan for all athletes participating in varsity athletics. This plan is administered by the educational & institutional insurance administrators, Inc (EIIA). This policy is payable in EXCESS of any expenses payable by other valid and collectible insurance. This means that any other valid and collectible insurance coverage must consider charges before they can be submitted to this plan. Students should advise providers that the Albright student insurance plan is an EXCESS plan and that the institution should not be billed directly. The parents/students are financially responsible until such time as the claim is determined to be eligible under the terms and conditions of the policy.

The Athletic Accident and Athletic Related Conditions Expense benefits covers all full-time students participating in a covered event and will cover students from the first to the last date they are required to be on campus for participation in a covered event.

For detailed information regarding this excess insurance plan please click here to view the 20010-2011 brochure (.pdf).  

Claim Procedures:

In the event the student athlete sustains an injury they should:

1. Report the injury immediately to the Athletic Training Staff

2. If the injury requires further medical evaluation the student athlete must file all charges with their primary insurance carrier first. If you are insured by an HMO/PPO, you must secure pre-authorization for all services rendered or benefits will be reduced by 50%.

3. Complete an injury claim form. Claim forms can be obtained from the Certified Athletic Trainer.

4. Once the student athlete completes the claim form the athletic trainer will submit it to the schools seconday excess insurance company

5. If your primary insurance company does not pay the entire bill related to an athletic injury it is the responsibility of the student athlete / parent or guardian to send all itemized bills along with the explanation of benefits from your primary insurance company to Albright College's athletic insurance claims administrator at:

NAHGA Claim Services
P.O. Box 189
Bridgeton, ME 04009-0189

6. Please identify all bills sent with the student athletes name, Albright College, athletes social security number, and policy number

7. Questions reguarding benefits, medical bill status, etc should be directed to NAHGA claim services at 1-800-952-4320